Physical Abuse vs. Fiscal Abuse

               

Most of the news about domestic violence focuses on physical abuse. But, not too many think of the hidden abuses that survivors and families face.

In some cases, fiscal – or financial – abuse can be just as debilitating for a domestic violence victim as physical abuse. The question, “why doesn’t she just leave” is often asked, and one of the answers to that question is finances.

·         Where will the survivor turn with no money?

·         If kids are involved, how will she provide for them if she does not have a job?

·         How can she apply for any mortgage or lease with damaged credit due to the abuser’s economic abuse?

These are questions that come up in 98 percent of abusive relationships. Economic abuse can take on different forms. It could be the abuser’s complete control over the finances, forcing the victim to ask for even a little money or as drastic as intentionally destroying the victim’s credit through credit charges or false claims.

In an article in Forbes Magazine earlier this year, a survivor describes her domestic violence relationship. While she was put on bedrest during her pregnancy, she quickly realized how much her husband was controlling the family finances. Spending more time at home, she started seeing credit card bills and eviction notices in the mail.

When she was able to go back to work, her husband went as far as calling her employer to find out exactly how much she was making. Things got progressively worse and escalated physically. In the end, she left him, but realized she had no economic knowledge. She applied for a job at a bank “on a whim” she says. Now, she is divorced, doing better financially and has a decent savings account.

Stories like this are not unlike those we hear from the survivors and families we help.

Just recently one survivor told Hope House supporters of a time when her husband became physically abusive after finding her secret stash of money she was slowly accumulating in a safe place so she could afford to leave with her children.

The stress of worrying about finances greatly restricts the victim from being able to escape. It destroys self-esteem because the survivor cannot provide for herself or children. And, it could even ruin the survivor’s financial future if her credit has been seriously damaged.

The economic impact of domestic violence is staggering. According to several studies, domestic violence costs the U.S., $8 billion annually in medical costs ($5.8 billion) and lost productivity ($2.5 billion).

The National Network to End Domestic Violence includes a list of examples of financial abuse on its website. Some include:

-          Not allowing the victim access to bank accounts

-          Withholding funds for the victim or children to obtain basic needs such as food and medicine

-          Stealing the victim’s identity, property or inheritance

-          Withholding money or giving “an allowance”

-          Filing false insurance claims

To view the full list, click here.

Tips to consider if you or someone you know is in a financially-abusive relationship:

-          Start acquiring all financial information for you and your family, including: birth certificates, bank statements, and other personal documents. Keep them with a friend or somewhere safe outside of the home

-          Get a copy of your credit report. You are able to get one credit report free of charge annually. Check with the three main credit entities (Equifax, Experian, Trans Union) for details

-          Find ways to earn a little cash on the side and have someone keep it safe for you

-          Work on your budget if you were to leave and plan accordingly

And lastly, if you have more questions, contact our hotline at 816-461-HOPE (4673).

If you would like to support survivors and families of domestic and financial abuse, check out the Purple Purse Challenge fundraising page at www.crowdrise.com/hopehouse3. 

It's No Laughing Matter: Part I

What’s sad is the fact that Hope House found this online as part of a satirical social media page.

From now to #GivingTuesday, December 2, Hope House would like to present the real side of domestic violence. Too many jokes are made these days of domestic violence. But, our advocates see the pain and hardship of it every day.

Take Stefanie for instance. She is an advocate who visited the hospital several times as part of Hope House’s BridgeSPAN program. View her story below:

“It was the middle of the night. The pager went off, so I responded to one of our hospitals. When I got there, the female victim was there on the hospital bed sitting upright. I greeted her and the police officer with a smile. Shortly after introducing myself and hearing her story, the doctor came in. He proceeded to take out a staple-gun to close the gash in her head where her husband had hit her with something similar to a baton. I’ve never seen something like that before and never want to again.”

As part of Hope House’s #GivingTuesday campaign, we are asking you to stand up and show that you know domestic violence is real. Hope House will spend $3,660 to pay for 122 bed stays in our shelter on #GivingTuesday. Please help us December 2 (Can't wait until then? Give now by clicking here)!  

What Does An Abuser Look Like?

Photo by Ale Paiva @ sxc.hu.

What does an abuser look like? Can you pick out an abuser walking down the street? Do they have outward signs that they are abusive?

If we could tell that someone was abusive by the way they looked, then it would be so easy to stay away from them and never get involved in the first place. Unfortunately, none of the abusers I have come into contact with have ABUSER tattooed on their forehead.

Abusers can be anyone. They are doctors, police officers, judges, politicians, plumbers, teachers, and even ministers.  There is no set of demographics that can be tied to abusers.  They are in all socio-economic classes, races, ages, religions and educational backgrounds.

There is no typical abuser, but they do appear to have some common characteristics such as jealousy, possessiveness, and low self esteem. Their sense of identity is tied to their partner. Abusers are not “out of control lunatics” that you can just pick out in a crowd. They are everyday people that terrorize their loved ones in their own homes. 

Their abuse is controlled and targeted only at the partner and sometimes their children. They are not attacking strangers on the street or getting into brawls with strangers. They are focusing their energy and abuse on their family.

You will recall that domestic violence is about power and control. Abusers want to keep their loved one under their control by whatever means necessary.

There is still research to be done on abusers: what makes some people abusive and others not, especially when they have watched this behavior as children and grown up with it. Why do some go on to abuse and others not?

There are still many questions about the human personality that remain unanswered. I am very interested in learning if abusers have anti-social personality disorder? Are they sociopaths? There is more work to do in this area to learn the answers to those questions.

A Day in the Life of a Court Advocate

Today’s guest blogger is Sara Decamp, Hope House Court Advocate.

Imagine that the police were just at your house because your spouse assaulted you. Your spouse is arrested and the police leave you with a piece of paper telling you when your court date is. Would you know what to do next, and what to expect at court?

Photo courtesy of Sammylee at stock.xchng

Now imagine that you need protection from your abuser. Would you know the where to start or how to fill out paperwork?

I feel fortunate that I am part of a team that is able to assist victims in navigating through the often confusing court system. When people ask “What is a typical day like for you?” the real answer is there is no typical day. I can plan a day out in my head, but as soon as I hit the door that plan usually crumbles.

In the court program, we get police reports from the different departments and make contact with the victims by phone, letter or face to face, if necessary. What can start out a simple phone call to see how they are doing can turn into an all day event of trying to safety plan, filling out paperwork for orders of protection, perhaps finding shelter, or making more police reports for this one person.

When in court, we hear the stories that the abusers make up, see the intimidation that they try on the victims and see them, many times, escape consequences.

These are the tough points of the job; seeing a victim reduced to tears because she is terrified to testify or because there just wasn’t enough evidence and the abuser gets off on the charges.

It would be so easy to just throw your hands up and say “Why bother?” at this point. But when a victim who has avoided court in the past because of fear finds her voice and finally stand up to the person who has kept her down for so long, that trumps everything.

Emotional Abuse

In an earlier blog I wrote about the different types of physical abuse. Today I would like to focus on emotional abuse.

In my experience, this type of abuse can be extremely devastating to the victim. Contrary to the children’s rhyme, “sticks and stones may break my bones but words can never hurt me”, words do and can hurt… and hurt very deeply.

Emotional abuse is a part of the pattern of controlling behavior. This is a particularly vicious way of hurting someone by cutting to the very core of their being.

Many of those who have been victims of domestic violence will tell you that it was the accusations, the name calling, and the demeaning words that really damaged their self esteem. The physical wounds healed, but the emotional scars take much longer.

Emotional abuse causes the victim to question their self worth, their ability to make decisions, their ability to parent their children, and their ability to really trust their perception of the situation.

They start to believe what is being said to them: that they are stupid, they will lose their children, they can’t survive without the abuser, they are ugly. The list goes on and on. They begin to question everything about themselves and their worth and value as a person.

The therapists at Hope House work with the clients on addressing the issue of their low self esteem and help the clients to begin to understand what has happened to them. They work with them to trust themselves and their decisions.

Healing from the wounds of emotional abuse can be a difficult road of recovery but it is wonderful to see someone blossom and become their own person again.

That is our work: to help guide people on their journey of self discovery. Sometimes for the very first time; other times, it is a reclaiming of their lost self. Either way it is an honor for us to accompany them on their journey.

Does a Victim Ever Feel Safe?

I am often asked if a victim of domestic violence ever feels safe. From my perspective the answer isn’t a simple one - just like everything else with domestic violence. The hard truth is that many survivors of domestic violence do not ever fully feel safe. They take steps to protect themselves and to free themselves from their abuser, but are constantly looking over their shoulders and always on alert.

If children are involved there can be a level of fear the entire time the parents have to have interaction regarding the children. Children can be used as a means of control and if custody orders require visits then interaction can be frequent and the level of fear more constant.

Women have fled their home states and moved across the country only to be found and the torment to start again. The feeling of safety ebbs away even more each time a phone number has to be changed or relocation is necessary. Even work can be a place of fear if the abuser knows the location and waits in the parking lot for his current or former partner to walk to her car at lunch or after work.

Women have told me that they only felt safe while their abuser was in prison or after their abuser passed away. Only then did the feeling of safety truly come to them.

Yes, some survivors of domestic violence are able to feel safe and go about their lives without the feeling of constant fear. I am happy for them and thankful for whatever part Hope House or other services might have played in helping that become a reality.

The sad fact is that the level of fear can depend on the abuser and his willingness to stop the abuse. Is he willing to stop tormenting her and let her live her life in peace? The responsibility lies with the abuser, not the victim. His actions, and the level at which he is held accountable for those actions, make all the difference.