Physical Abuse vs. Fiscal Abuse

               

Most of the news about domestic violence focuses on physical abuse. But, not too many think of the hidden abuses that survivors and families face.

In some cases, fiscal – or financial – abuse can be just as debilitating for a domestic violence victim as physical abuse. The question, “why doesn’t she just leave” is often asked, and one of the answers to that question is finances.

·         Where will the survivor turn with no money?

·         If kids are involved, how will she provide for them if she does not have a job?

·         How can she apply for any mortgage or lease with damaged credit due to the abuser’s economic abuse?

These are questions that come up in 98 percent of abusive relationships. Economic abuse can take on different forms. It could be the abuser’s complete control over the finances, forcing the victim to ask for even a little money or as drastic as intentionally destroying the victim’s credit through credit charges or false claims.

In an article in Forbes Magazine earlier this year, a survivor describes her domestic violence relationship. While she was put on bedrest during her pregnancy, she quickly realized how much her husband was controlling the family finances. Spending more time at home, she started seeing credit card bills and eviction notices in the mail.

When she was able to go back to work, her husband went as far as calling her employer to find out exactly how much she was making. Things got progressively worse and escalated physically. In the end, she left him, but realized she had no economic knowledge. She applied for a job at a bank “on a whim” she says. Now, she is divorced, doing better financially and has a decent savings account.

Stories like this are not unlike those we hear from the survivors and families we help.

Just recently one survivor told Hope House supporters of a time when her husband became physically abusive after finding her secret stash of money she was slowly accumulating in a safe place so she could afford to leave with her children.

The stress of worrying about finances greatly restricts the victim from being able to escape. It destroys self-esteem because the survivor cannot provide for herself or children. And, it could even ruin the survivor’s financial future if her credit has been seriously damaged.

The economic impact of domestic violence is staggering. According to several studies, domestic violence costs the U.S., $8 billion annually in medical costs ($5.8 billion) and lost productivity ($2.5 billion).

The National Network to End Domestic Violence includes a list of examples of financial abuse on its website. Some include:

-          Not allowing the victim access to bank accounts

-          Withholding funds for the victim or children to obtain basic needs such as food and medicine

-          Stealing the victim’s identity, property or inheritance

-          Withholding money or giving “an allowance”

-          Filing false insurance claims

To view the full list, click here.

Tips to consider if you or someone you know is in a financially-abusive relationship:

-          Start acquiring all financial information for you and your family, including: birth certificates, bank statements, and other personal documents. Keep them with a friend or somewhere safe outside of the home

-          Get a copy of your credit report. You are able to get one credit report free of charge annually. Check with the three main credit entities (Equifax, Experian, Trans Union) for details

-          Find ways to earn a little cash on the side and have someone keep it safe for you

-          Work on your budget if you were to leave and plan accordingly

And lastly, if you have more questions, contact our hotline at 816-461-HOPE (4673).

If you would like to support survivors and families of domestic and financial abuse, check out the Purple Purse Challenge fundraising page at www.crowdrise.com/hopehouse3. 

Kander visits Hope House for DV Awareness Month

LEE’S SUMMIT, Missouri -- Missouri Secretary of State Jason Kander visited Hope House today to learn more about the shelter and services provided to clients as part of October’s Domestic Violence Awareness month.

Kander was specifically interested in the success of Missouri’s “Safe at Home” program that is administered through his office to provide victims of abuse residence identification alternatives on public records.

 “We are excited to welcome Secretary Kander to our office and show him the great work we are doing in eastern Jackson County,” said MaryAnne Metheny, Hope House chief executive officer. “Violence is 75 percent more prevalent when victims courageously decide to leave their abuser. That is why we choose to be a Safe at Home program agent.”

Metheny also provided a tour to Kander and law enforcement officials in attendance.

“We appreciate the staff’s help with the Safe at Home program,” said Kander. “Having that help from the frontline is crucial to programs like Safe at Home. So, it’s encouraging to go to places like Hope House where people share such a passion for their work.”

The Safe at Home program has protected more than 2,000 Missourians since it began. It is not to be confused with a witness protection program, but another tool available for victims to protect themselves from their abusers, Kander said.

“Hope House was one of the first agents for the Safe at Home program,” said Metheny. “One of our advocates was the 69th registered agent in the state. Now, she and 27 other advocates educate roughly 30 victims a month as well as local police officers and hospital staff on the benefits of the program.”

Domestic Violence Awareness month began in October 1987, which was the year the first national toll-free domestic violence hotline began. Purple is worn throughout the month to promote awareness.

Hope House is Missouri’s largest domestic violence shelter. Founded more than 30 years ago, the organization provides a 122-bed shelter; a 24-hour crisis hotline; outreach therapy groups and child care services; legal services to assist victims; and a speakers’ bureau to educate law enforcement, hospital staff and volunteers.

For more information about Hope House, please call 816-257-9363 or visit www.hopehouse.net. For the 24-hour Hotline, please call 816-461-HOPE (4673).

October is Domestic Violence Awareness Month

This month is an opportunity for programs that work with the issue of domestic violence to celebrate those who have survived, mourn those who have died, and increase the awareness of the issue.

It continues to amaze and sadden me that there are people in Eastern Jackson County who have not heard about Hope House and are not aware that the largest provider of domestic violence services in the state of Missouri is located within their community.

We still have a lot of work to do to make sure that everyone who is in need knows we’re here for them. This month is an opportunity for us to spread the word about what we’re doing and engage people in helping to stop the violence.

We’ll spend time at community events and health fairs, and with service organizations and businesses who give us the opportunity to talk about domestic violence and what we are doing to break the cycle.

If you have an opportunity to wear purple during the month of October to show your support of those who have been impacted by domestic violence, please do so. If you would like someone to speak to your group about domestic violence, let us know and we’ll be happy to be there.

As we raise awareness this month, we look forward to the day that we no longer lose a life due to domestic violence.